Australia · Independent guide

Which government payment fits your situation?

Australian payments are grouped by life situation: looking for work, studying, raising children, caring, retirement and housing costs. Use the table to find the category, then read that payment's guide — each has its own income, assets and residence rules.

A short questionnaire that suggests which payments to read about. It does not calculate amounts.

  1. 1. Have you reached Age Pension age (67)?

  2. 2. Are you studying full-time?

  3. 3. Are you 25 or older?

  4. 4. Are you looking for work?

  5. 5. Do you care for dependent children?

  6. 6. Do you provide constant care to someone with a disability, illness or frailty?

  7. 7. Do you rent privately?

Answer every question to see the result.

Payments by situation

SituationPayment to checkNotes
Looking for work, 22 to pension ageJobSeeker PaymentMutual obligations apply
Student or job seeker 16–24Youth AllowanceParental income test unless independent
Full-time student 25+AustudyOwn and partner's income tested
Principal carer of a young childParenting PaymentChild age limits differ single vs partnered
Raising childrenFamily Tax Benefit A and BFamily income tested
Caring full-time for someoneCarer PaymentCare needs assessed
Reached Age Pension ageAge PensionIncome and assets tests
Paying private rentRent AssistanceAdded to another payment

Guides and tools

Sources: Services Australia — Payment and Service Finder.

Page updated 25 October 2026. Rules change — confirm current details on the official site. Public Services Desk is independent and is not a government agency; we cannot lodge or process applications. General information, not legal, financial or immigration advice.