Author

Saqlain Anjum

Saqlain Anjum researches Australian retirement and social security policy full time and writes and fact-checks every guide and calculator on Public Services Desk. He is not a licensed financial adviser — his work is documenting the published rules accurately, with sources and dates on every figure.

Key facts at a glance

Role: researcher and fact-checker for every page on Public Services Desk.
Focus: the Australian Age Pension, its means tests, deeming and adjacent payments.
Primary sources: Services Australia and the Social Security Act 1991 (Cth).
Not a licensed financial adviser, accountant or lawyer.
Reviews every page at each indexation, on 20 March and 20 September.
Contact: contact@publicservicesdesk.com

All figures correct as at 20 March 2025, sourced from Services Australia. Next indexation: 20 September 2026.

About the work

Saqlain Anjum spends his working time on one subject: how Australia's retirement income system actually operates in practice. That means reading Services Australia's published rates and rules, following the relevant provisions of the Social Security Act 1991, tracking indexation on 20 March and 20 September each year, and translating all of it into plain English with the numbers stated up front.

Every calculator on this site is built from the same published figures used in the guides, so a number quoted in the assets test guide is the same number the Assets Test Estimator applies.

Areas covered

Standards

Every numeric claim published under this byline carries a source link and a "correct as at" date. Where a figure can change outside the usual indexation cycle — deeming rates, for example — the page says so. The full standard is set out in our editorial policy.

Site figures are currently correct as at 20 March 2025; the last full review was 15 September 2026.