Philippines · Calculator
GSIS Retirement Pension Estimator
Your GSIS Basic Monthly Pension is 2.5% of your revalued average monthly pay for each year of service, capped at 90% of that pay, with at least 15 years needed. Estimate yours below, using rules correct as at 12 October 2026.
GSIS Retirement Pension Estimator
All calculations run in your browser.
Estimated result
₱22,312.50 a month
Option 1 pays ₱1,338,750.00 up front (5 years of pension), with the monthly pension starting after 5 years.
- Revalued Average Monthly Compensation
- ₱35,700.00
- Accrual: 2.5% × RAMC × 25 years
- ₱22,312.50
- Ceiling: 90% of your Average Monthly Compensation
- ₱31,500.00
- Basic Monthly Pension
- ₱22,312.50
- Option 1 — 5-year lump sum
- ₱1,338,750.00
- Option 2 — 18-month cash payment
- ₱401,625.00
This is an estimate based on the published rules and rates of the SSS, GSIS and DSWD, correct as at 12 October 2026. Confirm your actual entitlement with the SSS, GSIS and DSWD — your circumstances may include assessments this tool does not model.
Correct as at 12 October 2026 · next review 1 September 2027. Source: GSIS — Retirement under RA 8291; Republic Act 8291 — GSIS Act of 1997.