Philippines · Guide

How do I claim my retirement pension?

SSS claims are filed online through My.SSS, GSIS claims through eGSISMO, a GWAPS kiosk or GSIS Touch, and the social pension at your city or municipal social welfare office. Steps correct as at 12 October 2026.

Key facts at a glance

  • SSS: enrol a disbursement account first, then file under E-Services.
  • GSIS: file at least 90 days before retirement for on-time release.
  • Social pension: register with the C/MSWDO or OSCA.
  • Keep your ID and membership number ready.

All figures correct as at 12 October 2026, sourced from the SSS, GSIS and DSWD. Next review: 1 September 2027.

Correct as at 12 October 2026 · next review 1 September 2027. Source: SSS — Filing a Retirement Claim; GSIS — Retirement under RA 8291; DSWD — Social Pension (SocPen).

SSS, step by step

  1. Register or log in at My.SSS.
  2. Enrol a bank or e-wallet account in the Disbursement Account Enrollment Module.
  3. Open E-Services, choose Retirement Claim Application, and confirm your details.
  4. Submit and track the claim status online.

GSIS, step by step

  1. Ask your agency to update and certify your service record.
  2. File through eGSISMO, a GWAPS kiosk or GSIS Touch, choosing Option 1 or 2.
  3. Receive your benefit in your eCard or UMID-linked account.

Frequently asked questions

Can I file my SSS retirement claim online?

Yes. Log in to My.SSS, enrol a disbursement account (bank or e-wallet) under DAEM, then go to E-Services > Retirement Claim Application and submit.

How do I file a GSIS retirement claim?

Through your agency's eGSISMO portal, a GWAPS kiosk, or the GSIS Touch mobile app. Your agency must first certify your service record.

How long does processing take?

SSS online claims are often settled in a few weeks once records are complete. GSIS aims to release benefits on retirement day when filed at least 90 days before.

What documents do I need?

A valid ID, your SSS or GSIS number, a disbursement account, and for SSS optional retirement, proof that you have stopped working.

Researched and fact-checked by

Saqlain Anjum

researches Australian retirement and social security policy full time. Not a licensed financial adviser — every figure on this page is sourced from the SSS, GSIS and DSWD or the Social Security Act of 2018 (RA 11199), RA 8291 and RA 9994 as amended by RA 11916.

Last reviewed: 12 October 2026

Figures as at: 12 October 2026

Next review: 1 September 2027

Change log: Reviewed 12 October 2026; figures checked against official sources correct as at 12 October 2026.