Philippines · Calculator
SSS Retirement Pension Estimator
Your SSS pension is the highest of three formulas plus a ₱1,000 additional benefit, with at least 120 monthly contributions needed. Enter your figures below for an estimate based on rules correct as at 12 October 2026.
SSS Retirement Pension Estimator
All calculations run in your browser.
Estimated result
₱11,300.00 a month
About ₱146,900.00 a year, including the 13th month pension paid every December.
- Formula 1: ₱300 + 20% of AMSC + 2% per year over 10
- ₱10,300.00
- Formula 2: 40% of AMSC
- ₱8,000.00
- Formula 3: minimum by years of service
- ₱2,400.00
- Highest of the three (basic pension)
- ₱10,300.00
- Additional benefit
- + ₱1,000.00
- If you take the 18-month advance at 60
- ₱203,400.00
This is an estimate based on the published rules and rates of the SSS, GSIS and DSWD, correct as at 12 October 2026. Confirm your actual entitlement with the SSS, GSIS and DSWD — your circumstances may include assessments this tool does not model.
Correct as at 12 October 2026 · next review 1 September 2027. Source: SSS — Retirement Benefit; Republic Act 11199 — Social Security Act of 2018.