Work through the questions below. Your answers stay entirely in your browser — nothing is sent to a server or stored anywhere.
Disclaimer: PublicAccess.au is an independent information website and is not affiliated with, endorsed by, or operated by Services Australia, Centrelink, or any Australian Government agency. This calculator provides general information only and does not confirm eligibility.
What is your approximate age?
Age affects which payments you may qualify for.
What is your Australian residency status?
Most Centrelink payments require Australian residency.
What is your current employment status?
Select the option that best describes your situation right now.
Are you currently studying or enrolled in an apprenticeship?
Study status can open access to Youth Allowance or Austudy.
Are you a parent or primary carer of dependent children?
This affects eligibility for Parenting Payment and Family Tax Benefit.
Do you provide ongoing care to someone with a disability, illness, or significant needs?
This relates to Carer Payment and Carer Allowance eligibility.
What is your current housing situation?
Renting privately may make you eligible for Rent Assistance on top of other payments.
What is your relationship status?
This can affect which payments apply and at what rate.
What is your approximate fortnightly income (all sources)?
A rough range is fine — this helps estimate whether income tests might apply.
Approximately how much do you have in savings and other assets (excluding your home)?
Liquid savings, investments, and non-primary property count towards the assets test.
Based on your answers, these payments may be worth exploring. Each card links to a full independent guide. Actual eligibility is determined by Services Australia.
The Benefits Calculator is designed to help you identify which Australian government payments are worth reading about based on your general circumstances. Here is what you should know before using the results:
The calculator covers eight of the most widely claimed Australian government payments. Each card links to a dedicated independent guide on PublicAccess.au.
The Benefits Calculator is designed for anyone in Australia trying to understand which Centrelink payments or government benefits may be relevant to their situation. You do not need to currently receive any Centrelink payment to use it.
Using this calculator responsibly means understanding what it cannot do. Please read these limitations before acting on any results.
After using the Benefits Calculator, these payment-specific tools can give you a more focused eligibility estimate for individual payments.
The Benefits Calculator is a free, independent tool on PublicAccess.au that helps you identify which Australian government payments — such as JobSeeker, Age Pension, Parenting Payment, and Family Tax Benefit — may be relevant to your situation based on broad eligibility signals. It asks 10 general questions and uses your answers to suggest payments worth exploring further.
No. This calculator is operated independently by PublicAccess.au and is not affiliated with, endorsed by, or operated by Services Australia, Centrelink, or any Australian Government agency. It is an educational and informational tool only.
No. The calculator provides general guidance about which payments may be worth exploring. It does not make a formal eligibility determination. Only Services Australia can assess and confirm your eligibility for Centrelink payments after reviewing your individual circumstances in full.
No. The calculator does not calculate exact payment rates. Centrelink payment amounts depend on detailed personal variables — including precise income and asset figures, family composition, and payment-specific thresholds — that cannot be accurately assessed through a general 10-question tool. Use the results as a starting point and then consult official resources for current rates.
No. All processing happens entirely within your browser session. Your answers are never sent to a server, stored in a database, or shared with any third party — including PublicAccess.au and any advertising networks. Clearing your browser or refreshing the page removes any trace of your session.
The calculator covers eight commonly claimed Australian government payments: JobSeeker Payment, Age Pension, Parenting Payment, Youth Allowance, Family Tax Benefit, Rent Assistance, Carer Payment, and Austudy. Each result card links to a dedicated guide on PublicAccess.au.
Yes. The calculator includes a question about your housing situation. If you indicate that you are paying private rent, the results will flag Rent Assistance as a potential payment — provided you also appear to meet the other general eligibility signals for a qualifying base payment. Rent Assistance is a supplementary payment, so you generally need to qualify for a primary Centrelink payment first.
Yes. The calculator asks about study and apprenticeship status, which helps identify whether Youth Allowance (for those under 25) or Austudy (for those 25 or older) may be relevant. Both payments are for eligible students and apprentices in approved full-time programs.
Yes. The calculator includes questions about parenting and caring responsibilities. Based on your answers, it may suggest Parenting Payment, Family Tax Benefit, Carer Payment, or a combination. Each payment has different eligibility criteria and income tests, which are covered in detail in the individual guides.
The authoritative source for Centrelink payment eligibility, current payment rates, income and asset thresholds, and application forms is the Services Australia website at servicesaustralia.gov.au. You can also log in to myGov and access your linked Centrelink account to submit a claim or use the official payment finder tool.
Continue exploring PublicAccess.au resources:
For definitive eligibility information, current payment rates, and to start an official claim, always use official Australian Government websites:
Final Disclaimer: PublicAccess.au provides independent informational content only and does not provide financial advice, legal advice, taxation advice, migration advice, government services, or official claim processing. Calculator results are general estimates only. Always verify important information through official Australian Government resources.